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How the passion for fashion inspires fashion-conscious travelers from Croatia

first_imgTravel and fashion are a perfect combination and almost half of passengers from Croatia agree that it is extremely important to present themselves in the best edition (48%) on the trip. Whether the emphasis is on functionality or fashion, holiday clothing is an important part of every trip, from planning and packaging to the trip itself, according to research data conducted by the company among 21.500 global travelers from 29 countries, including respondents from Croatia, Research reveals how fashion affects travel and self-esteem, as well as fashion choices, not only during travel but also after returning home.Vacation is a time during which we leave worries at home, move away from all difficulties and leave ourselves to a completely new environment. Therefore, it is not surprising that one in four (27%) passengers from Croatia feel more confident when traveling than at home. Travel clothes play a very important role, with one in three travelers from Croatia considering their holiday clothes a secret for self-confidence during the trip (29%).The survey data also reveal that the main reason for self-confidence for travelers from Croatia is staying with people they feel comfortable with, such as friends and family (72%). On the other hand, poor clothing choices can destroy travelers ’self-confidence, with one of the main reasons travelers feel a lack of self-confidence while traveling being the fact that they have chosen clothes that are more functional and less in line with fashion trends.In addition to self-confidence, choosing clothes for the trip can affect the everyday mood on the trip itself. When asked how the choice of dressing style affects us, the three main emotions that travelers from Croatia mentioned were comfort (64%), relaxation (64%) and freedom (57%). Moreover, the data indicate that the influence of fashion style lasts much longer than the trip itself, with almost half of travelers from Croatia (47%) being inspired to change their own style after returning home.Every trip is often preceded by a very stressful preparation that includes research, planning and packaging. Almost half of passengers from Croatia agree that it is extremely important that they look great on a trip (48%). The same goes for the best clothing combination for photos with the aim of posting on social networks (28%). In fact, one in 10 (9%) travelers from Croatia is so focused on their appearance while traveling that they would rather spend money on a new piece of clothing than on an activity.When planning what to wear on a trip, travelers from Croatia mostly find inspiration in friends (71%), family members (62%), on TV programs (40%) and in fashion and style influencers (28%), asking for advice on it which should by no means be left out of such an important suitcase with travel clothes.But there are also some aspects of travel that can spur a real stylistic revolution: A little healthy competition can serve as an incentive to dress better because one in five passengers from Croatia (18%) has a desire to dress better than a passenger, which can affect what they pack.Popular fashion designer and ambassador, Christian Cowan, he points out if it is not at all strange that we want to wear everything we see on vacation even when we are at home. ” While at home, we get used to a certain way of dressing, but on the trip, our horizons expand and we are open to new possibilities when it comes to fashion style, materials and colors. Locals are the best source of inspiration. Discovering local fashion styles and taking on a new look after returning home makes us feel like a new person, whether it’s just a new hairstyle, a clothing combination with slightly bolder colors or a scarf with some striking local motif.”Travel outside your own comfort zoneWhen it comes to style, travelers are not afraid to step out of their comfort zone while on a trip, to try on new and different clothing combinations that reveal hidden personality elements. One in five (16%) passengers from Croatia says that their travel clothes are brighter and more colorful than everyday clothes, and more than a quarter of passengers from Croatia (26%) opt for slightly bolder travel combinations. A smaller proportion of passengers from Croatia (16%) say they are more booked or withdrawn on a trip. Travel also reveals styles that are worn only on the trip, but not at home:”Traveling is an ideal time to experiment with new fashion styles because the environment often allows you to be bold and adventurous when it comes to lettering, textures and accessories. Take the perfect opportunity and try on some clothing combination that you would never wear at home, whether it is due to a different culture or climatic conditions. When it comes to fashion style I have only one piece of advice: be bold or don’t even try!”Concluded Christian Cowan.last_img read more

Four-fifths of DC members in UK opt for default funds

first_imgThe majority of UK defined contribution (DC) fund members are investing assets in the scheme’s default option, despite the average number of investment options exceeding a dozen, according to a survey by the National Association of Pension Funds (NAPF).The industry association’s latest annual survey, which covered nearly 1m DC members with £11bn (€13.2bn) in assets, found that 94% of schemes offered members a default option – with 80% of members opting for the fund.Joanne Segars, chief executive at the NAPF, said: “With 80% of DC members remaining in a default fund, the fund’s design and investment strategy are crucial.”“But charges also affect member outcomes – it is important that charges are both transparent and reasonable, and, while the average charge was 0.46%, the range in this year’s survey was wide.” The survey found that more than one-third of DC schemes chose a passive tracker fund as a means of investing, while the number of schemes’ multi-asset funds rose by 7 percentage points to 30% over the previous year.It also found that nearly four-fifths, 79%, levied an annual management charge, although, as noted by Segars, the cost varied significantly between schemes – from 0.004% to 1.2%.Examining the investment strategy employed by the nearly £700bn in defined benefit (DB) assets covered by the survey, the NAPF also found that the sector had continued to diversify, lowering UK equity exposure by 1.1 percentage points to 8.8%.More than one-third of DB funds moved into commercial real estate, and 23% explored infrastructure investments for the first time.Funds also showed an increasing interest in index-linked Gilts, increasing exposure while keeping overall fixed income exposure stable.“In an economic climate of long-term low interest rates, funds are considering how to broaden their investments,” said Segars.“The NAPF has argued strongly for some time that it should be easier for institutional investors to invest in infrastructure as an asset class, and our survey shows growing member interest in this form of investment.”last_img read more