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Dixie State Men’s Basketball Downs South Dakota School of Mines

first_img Written by Tags: Dixie State basketball Brad James December 7, 2019 /Sports News – Local Dixie State Men’s Basketball Downs South Dakota School of Mines FacebookTwitterLinkedInEmailST. GEORGE, Utah-Jack Pagenkopf posted 23 points and 6 assists on 7-13 shooting as Dixie State bested the South Dakota School of Mines 77-69 Friday at Burns Arena in Rocky Moutain Athletic Conference basketball action.Hunter Schofield added 18 points and 13 rebounds on 9-13 from the field for the Trailblazers, who improved to 7-0 on the season and 2-0 in RMAC play.Mitchell Sueker’s 16 points led the Hardrockers in the loss as they fell to 3-5 and 0-2 in conference play.Dixie State hosts Black Hills State Saturday evening to complete this two-game home-stand.last_img read more

OnTheMarket founding agent Chestertons signs with ZPG

first_imgChestertons, one of the founding agents of property portal OnTheMarket (OTM) and one of London’s largest branch networks, has returned to Zoopla after a three-year hiatus.Its 32 branches have started listing on ZPG’s two websites with immediate effect as well as continuing to appear on Rightmove and OTM.A spokesperson from OnTheMarket said: “”Chestertons remains a valued and supportive estate agent customer of, and shareholder in, OnTheMarket and indeed has recently chosen to sign a new 5-year listing agreement with us.”Chestertons is one of a growing number of agents now listing on all three platforms after OTM lifted its ‘one other portal rule’ following its listing on the AIM stock market.“We’re excited to be returning to ZPG and having all of Chestertons properties listed on all four of the UK’s main property websites, which will benefit both our customers and our business,” says Allan Collins, CEO of Chestertons.The company, which founded OTM alongside several other high-profile agents including Knight Frank and Savills, is not the only agent to have signed up with or returned to ZPG recently.The portal says a flurry of branches have signed a listings agreement with it in recent weeks including eight from Martin & Co, six from Winkworth, five from Surrey agent Warren Powell Richards, five from Hampshire agent Charters and three from Ellis & Co.“We are very pleased to welcome Chestertons and many other partners back to the ZPG platform,” says ZPG MD of Property Mark Goddard (left).“They recognise the value we can bring to their business in terms of brand exposure and to their vendors and landlords by ensuring the maximum enquiries for their properties.”Chestertons was founded in 1805 and became one of London’s leading agents before going into receivership in 2005 and then being bought by the current shareholders who then began building it back up from eleven branches to its current 32, led by now former boss Robert Bartlett.   Martin & Co Mark Goddard OnTheMarket OTM Allan Collins Chestertons Ellis & Co ZPG March 27, 2018Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021 Home » News » Agencies & People » OnTheMarket founding agent Chestertons signs with ZPG previous nextAgencies & PeopleOnTheMarket founding agent Chestertons signs with ZPGAgency says it is “excited” to be joining ZPG’s two portals despite setting up OnTheMarket in 2015 with other agents in direct competition.Nigel Lewis27th March 20180875 Viewslast_img read more

Records: Probe of Indiana’s AG Cost Taxpayers At Least $26K

first_imgFacebookTwitterCopy LinkEmailShare IL for www.theindianalawyer.com An investigation into allegations that Indiana Attorney General Curtis Hill drunkenly groped four women at a party last March cost taxpayers at least $26,300, according to records obtained through open records requests.Special prosecutor Daniel Sigler’s bill totaled $5,217 — mostly for hourly wages — while the Indianapolis Metropolitan Police Department paid an estimated $3,226 for a sex crime detective’s work on the Hill investigation, The Indianapolis Star reported.But the bulk of the expenses, $17,861, came from the office of Inspector General Lori Torres, which opened its inquiry after requests by Republican Gov. Eric Holcomb and legislative leadership.Documents from Torres’ office show that a special agent worked 285 hours for total expenses of $8,618, while various legal professionals worked about 200 hours, with an average hourly wage of $41.62, for a total of $8,344, the Star reported.The remaining balance was paid for 27 hours of work from a transcriptionist and 1.5 hours of an administrative assistant.Hill, a Republican, has denied allegations that he inappropriately touched an Indiana lawmaker and three legislative assistants during a March 15 party held at an Indianapolis bar to mark the end of the legislative session.In October, Sigler declined to file criminal charges against Hill, saying he lacked sufficient evidence to secure a battery conviction.Hill was also cleared of any ethical breaches by the Inspector General’s office, which released a searing report detailing its findings.That report said eyewitnesses told investigators that Hill’s behavior at the party was inappropriate, “creepy” and made many of the women at the party uncomfortable. But he didn’t break any state ethics rules.Hill declined to comment on the cost of the investigation through his spokesman, Chris Proffitt, who noted the costs were incurred by other agencies. Hill hasn’t used any public funds to defend himself, instead of drawing on campaign money and creating a legal defense fund.It’s unclear whether taxpayer funding would pay for Hill’s defense in a potential civil case. Documents first disclosed by the Star show that Hill’s office drafted a contract that would pay $100,000 to the Indianapolis law firm of Betz and Blevins to represent Hill and his office.Hill’s office has declined to answer questions asking whether Hill intended to pursue that agreement.Hill’s private attorney, Kevin Betz, said he doesn’t plan to take any public funds to defend Hill against any civil or discrimination claims.last_img read more

News story: New form and guidance to help you search OPG’s registers

first_imgOPG has published a new practice note to make clearer how it handles and shares information held on its registers of lasting and enduring powers of attorney and court-appointed deputies.It explains the approach OPG takes to its legal duty to establish and maintain registers as set out in the Mental Capacity Act 2005 and Lasting Powers of Attorney, Enduring Powers of Attorney and Public Guardian Regulations 2007.Anyone can ask for a search of OPG’s registers by completing an OPG100 search form. This is a free service.The OPG100 search form has changed so that you can ask for additional information at the same time as requesting to search OPG’s registers. This is to avoid the need to ask for two separate search requests. The donor’s address and date of birth must also now be provided as an additional safeguard. We hope this approach will speed up the search process and avoid any delays.If there is a reasonable, justified reason or a legal basis, OPG will share additional information. For example, we prioritise requests that support safeguarding of vulnerable adults and the statutory duties of other public authorities, such as social services or the police.last_img read more

Explaining the baby bust

first_imgCall it the baby bust. Even as the world’s population surpasses 7 billion, some countries are facing significant population declines. Mary Brinton’s new research indicates that a complex clash between countries’ gender norms and changing economic realities could explain why, in many developed nations, fewer women are having children.“In global terms, we could think, ‘Well, low fertility is a great thing for the maintenance of the planet,’” Brinton, Reischauer Institute Professor of Sociology and chair of the Sociology Department, told an audience at Harvard Kennedy School Sept. 13. “But for individual countries, it’s definitely … regarded as a problem that needs to be addressed.”The presentation, sponsored by the Women and Public Policy Program’s weekly lunchtime seminar series, highlighted research from a working paper by Brinton and Dong Ju Lee, a graduate student in sociology at Harvard. The work is part of the Project on Gender Equity and Low Fertility, a year-old initiative funded by the National Science Foundation that Brinton is running, along with collaborators in Spain, Japan, and Sweden.Many countries in Southern Europe and East Asia now have a birthrate — the number of children born to each woman, on average — below 1.5, a ratio well below what is needed to ensure steady population replacement from one generation to the next. (Most experts put that figure at 2.1, to account for some infant mortality.)The implications of a rapidly aging population — growing health care costs, increasing burdens on the younger, working-age population — are enough to keep “policymakers in East Asia and Southern Europe awake at night,” Brinton said. And while an influx of immigrants can help to keep populations from shrinking, some researchers and policymakers are turning their attention to finding other ways to boost birthrates.Demographers call the phenomenon “lowest-low fertility,” and over the past two decades more and more postindustrial countries have found themselves facing it. The puzzle for Brinton and other researchers lies in the fact that traditionally family-oriented societies, such as Italy and Japan, aren’t immune to the problem — in fact, they appear to be slightly more prone to low birthrates than their more progressive neighbors.“The countries that are suffering from the very lowest fertility are not the countries that have the highest percentages of married women in the labor force,” Brinton said, although that tended to be true in the past. “Instead, the countries that have a high rate of female labor force participation among married women tend to have slightly higher fertility.”To learn why that might be, Brinton and Lee studied existing survey data provided by the Organization for Economic Cooperation and Development from 24 postindustrial countries that gauged men’s and women’s attitudes toward gender roles in the home and the workplace. In countries with more conservative respondents (those who viewed men as breadwinners and women as primary caregivers), Brinton and Lee found, birthrates were lower.However, countries whose citizens tended to hold strictly egalitarian views — who believed that all men and women should work outside the home, for instance, or that being a housewife is not a fulfilling role — also had lower birthrates.Societies that tend to have steady birthrates appear to be those with flexible attitudes toward women’s roles in the home and the workplace, which “allows people to do family in various ways,” Brinton said. The United States and Great Britain both fall into that category, according to the data.That flexibility is increasingly important in today’s economy, Brinton said. In countries where women cannot easily exit and reenter the workforce, having children may seem like an untenable burden for a woman who values her career.As many postindustrial societies face economic slumps, the pressure on men in conservative-minded, “male breadwinner” countries is compounded. Young men wait to start families until they can provide for them, which in countries such as Japan and Italy has resulted in delaying the average age of marriage and thus of childbirth for both men and women.“We don’t think it’s all about the economy,” Brinton said. “We think there’s this mixed explanation that’s based on the dominant norms of a society about men’s and women’s roles, labor market structure, and the [country’s] economic conditions.”For the next stage of the project, Brinton and her graduate students will look at how the attitudes measured in the gender surveys have changed over time. They’re also conducting in-depth interviews with young women and men in the countries they’ve surveyed, to try to capture more nuanced attitudes on questions of gender roles in the home and the workplace — and how those might be tied to their views on having children.“The texture of people’s lives, how they’re making decisions, and how they feel judged by other people for those decisions, and how they feel about themselves — whether they’re being a ‘bad mom’ or a ‘bad father’ — those are all important,” Brinton said. “We only know anecdotally about those things. I think we can do better than anecdotes.”last_img read more

Danish crime show turns lurid procedural trend on its head

first_imgNEW YORK (AP) — A sensational and gruesome murder is approached a little differently in the limited miniseries “The Investigation.” It explores the 2017 murder of Swedish journalist Kim Wall but focuses on the police and her parents, not the brutality of the crime. Writer and director Tobias Lindholm wanted to show almost an inverse of “The Killing,” the Danish series that helped kick off a wave of grim and bleak detective procedurals. Here the camera follows the dogged detectives seeking a logical and scientific cause of death that can convict the accused. Viewers don’t see the bloody crime scene, the murderer or one drop of blood. “The Investigation” premieres on HBO on Feb. 1.last_img read more

SMC appoints student to Board of Trustees

first_imgThe Saint Mary’s Board of Trustees appointed junior Malea Schulte, a studio art major, as the 2013-2014 student trustee April 19. Schulte will begin her term in June. Saint Mary’s is one of very few colleges to have a student on the Board of Trustees, current student trustee Alyssa Vinluan said. The student trustee is a full voting member and her opinion is weighted as much as that of every other Board member. “I think the fact that the College has a student trustee speaks to the mission of the College,” Vinluan, a Spanish and secondary education double major, said. “The mission strives to help women develop their talents and make a difference in the world, and the student trustee position is a perfect example of that.” Vinluan, who served on the Board for the 2012-2013 term year, said she was on both the Mission and Student Life Committees. Schulte said she has not yet been assigned to a committee. “Being on the Board gave me a different perspective of the reasoning behind every decision that the College makes,” Vinluan said. “Every decision that is made is made with the [College’s] mission in mind.” College President Carol Ann Mooney said it is important for the College to have a student trustee so students’ voices can be heard. “Having a student on the Board provides the ongoing opportunity for the Board to hear student perspectives, something that is obviously key to their work,” Mooney said. “But just as important is that having students on most major college committees provides an important educational opportunity for our students.” Vinluan said her experience with the Board taught her a lot and influenced her post-graduation plans. “What interested me the most about being on the Board was the fundraising aspect,” Vinluan said. “I was able to participate in the Faith Always, Action Now campaign, and it made me realize I have a knack for development.” Vinluan said being on the Board enabled her to meet great people who are passionate about Saint Mary’s. “The Board members are so inspiring,” Vinluan said. “They include some Saint Mary’s and Notre Dame graduates who have done a lot for the College and are excellent role models. I was very happy to introduce [Schulte] to them at the last meeting.” Schulte participates in several activities on campus, including Bellacapella, the Intercultural Leadership Certificate Program and Campus Ministry. Mooney said this extent of involvement made Schulte an excellent candidate for the position of student trustee. “[Schulte] was chosen from an unusually-strong pool of candidates for the breadth of her campus activities,” Mooney said. “This gives her knowledge of a cross-section of students and their interests and activities. In addition, her maturity, thoughtfulness and very strong letters of nomination helped me make my decision.”last_img read more

Magazine mogul defends the morality of capitalism

first_imgCapitalism has been falsely maligned as an amoral or even immoral system, according to Steve Forbes.Chairman and editor-in-chief of Forbes Media and a former presidential candidate, Forbes was invited by Young Americans for Freedom, the Potenziani Program in Constitutional Studies and the Tocqueville Program to speak on “Morality and Capitalism” in Hesburgh Library’s Carey Auditorium on Thursday evening.Sarah Olson | The Observer Forbes began the lecture by discussing how capitalism is portrayed in popular culture and by Hollywood specifically. According to Forbes, films and TV shows characterize businessmen as greedy villains willing to sacrifice all ethical principles in search for profits.“Research has shown that in the movies, businessmen kill more people than serial killers do,” Forbes said. However, Forbes said this vicious stereotype rarely reflects reality, and in fact, the marketplace actually encourages moral behavior.“The reason that commerce is based on morality is very simple: In true free markets, you succeed by meeting the needs and wants of other people,” he said.This principle of cooperation extends not only to how companies interact with consumers, Forbes said, but also to how businesspeople and entrepreneurs work together to form corporations.“When we say the word corporation you think big, cold and greedy, but the fact of the matter is corporations are about working together towards a common goal,” he said.Forbes also said the concept of comparative advantage is key to understanding how the exchange of goods and services works.He said Steve Jobs and Steve Wozniak, the duo behind Apple, utilized their different strength to lead the personal computing revolution. Jobs’s understanding of consumers and the marketplace helped him lead Apple’s business development and sales, while Wozniak’s technical knowledge and engineering background allowed him to perfect the actual products themselves.Forbes cited the essay “I, Pencil” by Leonard Read as an example of how even the most seemingly simple products require a sophisticated web of cooperation in order to be successfully manufactured and sold.Nonetheless, Forbes said, finding this kind of success is often a difficult task that involves repeated failure.“Sometimes there’s prodigies, but most of us have to learn the hard way,” he said.As an example, Forbes discussed the bankruptcies of Henry Ford before he successfully manufactured and sold the original Model A.Forbes said capitalism’s process of creative destruction and progress through competition gives opportunities to a greater amount of people than do more stratified systems.“It enables people from the most unlikely backgrounds to rise up,” he said.Ray Kroc, the cofounder of McDonald’s Corporation, embodies the ideal of the unlikely entrepreneur, Forbes said, because of his initial struggles and later meteoric rise to the top of the business world.“He was a guy in his 50s who had never achieved great success and was selling milkshake machines in California,” he said.Yet Forbes said the benefits of capitalism are not constrained to a few lucky individuals. Instead, capitalism spreads knowledge that continually improves society by encouraging innovation. He said the example of post-World War II Europe and Japan proves this idea because their economies were built on information and not merely physical capital that was destroyed during the conflict. “Thanks to the U.S. security umbrella, Western Europe and Japan, a few years after this devastating conflict, were producing more than before the conflict began,” Forbes said.Concluding the lecture, Forbes said the impact of religion and Christianity in particular is essential to growth of capitalism in the Western world.“Our Judeo-Christian heritage led to more curiosity and experimentation in a way no other faith did,” he said.Tags: business ethics, capitalism, Forbeslast_img read more

Check Out Footage From Broadway-Bound The Heart of Robin Hood

first_img View Comments Show Closed This production ended its run on Aug. 23, 2015 Related Shows It’s Robin Hood like you’ve never seen! The familiar tale is getting a makeover and heading to Broadway this spring with The Heart of Robin Hood, but not before swashbuckling its way through Canada. Take a look at footage from the show’s Winnipeg premiere, featuring Tony winner Gabriel Ebert, Euan Morton and more. The play, written by David Farr and featuring music by the New England-based folk group Parsonsfield, begins at Broadway’s Marquis Theatre on March 10, 2015. The Heart of Robin Hoodlast_img read more

Verizon gives $100,000 to American Red Cross, launches text-to-donate campaign

first_imgThe Verizon Foundation, Verizon’s philanthropic arm, will give the American Red Cross a $100,000 grant to assist in relief efforts in communities affected by Hurricane Irene.  Additionally, the foundation’s disaster relief incentive program will match dollar-for-dollar all donations by U.S.-based Verizon employees, up to $1,000 per employee, to the American Red Cross or the Salvation Army for Hurricane Irene relief.”Verizon has a long tradition of running to a crisis to quickly assist communities in need,” said Verizon Foundation President Rose Kirk. “It is our friends and neighbors who are affected by the devastation of Hurricane Irene, and providing this assistance is the least we can do.”Verizon Wireless customers can support relief efforts by making a $10 donation to one of nine organizations by sending a text message. Donating is easy; customers simply text a specific word to the organization’s designated short code:  American Red Cross Relief:  Text “REDCROSS” to 90999Salvation Army:  Text “STORM” to 80888Vermont Food Bank: Text “FOODNOW” to 52000World Vision: Text “IRENE” or “STORMUSA” to 777444United Way Greater Capital Region (Albany, NY): Text “IRENE” to 80888United Way of Hudson County (NJ): Text “UWHC” to 85944United Way of Bergen County (NJ): Text “CFUND” to 85944North Carolina Baptists Mission: Text “IRENE” to 85944Operation Compassion: Text “HURRICANE” to 85944Verizon Wireless always waives text-messaging fees for disaster relief, so text messages are free when used to make donations to any of these organizations, and 100 percent of each $10 donation goes to the relief organization.  For Verizon Wireless customers who pay monthly bills, the $10 donations will appear on their next bill.  For customers using the company’s prepaid services, the donations will be deducted from customers’ prepaid balances.Verizon’s grant to the Red Cross will help the organization’s efforts to provide food, shelter, cleaning supplies and emotional support to people in communities from the Carolinas to Maine affected by the hurricane.Michael J. Brown, vice president of corporate and foundation partnerships of the Red Cross, said: “Verizon’s donation comes at a key point as we continue our work up and down the East Coast to help people affected by Irene.  The recovery and cleanup will take time, and every donation or help by volunteers is critical and greatly needed.”The Red Cross responds to nearly 70,000 disasters each year and spends an average of $450 millionannually on disaster relief throughout the U.S. and around the world.  Major disasters that impact entire communities ‘ like Hurricane Irene ‘ add to the total cost of response efforts.  The Red Cross anticipates Hurricane Irene relief efforts alone will cost between $10 million-$15 million.  For additional information on how the organization is providing relief to those affected by the hurricane and other disasters, or to make a financial donation, donate blood or volunteer, visit www.redcross.org(link is external).Verizon Continues to Assist Recovery EffortsVerizon continues to assist recovery efforts in the aftermath of Irene by supporting public safety agencies with additional wireless communication devices, network capacity and coverage.  (Note: To view a video that shows how Verizon employees rushed to restore communications to one community ravaged by Hurricane Irene click here or visit http://cot.ag/obZLuq(link is external) .)Before the storm made landfall, Verizon activated its Crisis Response Team and staged equipment in strategic locations in preparation for recovery activities. The Crisis Response Team and the wireless network, government and business sales teams have continued to work closely with federal, state and local emergency management officials.Verizon activities included:Lending hundreds of wireless handsets and dedicated mobile Internet hot spot devices to local, state and federal public safety organizations. Activating additional network resources, including temporary mobile cell sites and generators, and quickly restoring service to assist customers and public safety teams in Brattleboro and Dover, Vt.;Forkston, Pa.; Margaretsville and Prattsville, N.Y.; Stumpy Point, N.C.; Paterson, N.J.; and New Kent, King and Queen counties in Virginia.Verizon’s wireline operations experienced no major network issues, even though the storm knocked down hundreds of poles and communications cables.The company’s Major Emergency Response Incident Team (MERIT) was deployed to North Carolina,Pennsylvania and New Jersey to help network operations employees.  The Verizon Foundation uses its technology, financial resources and partnerships to address critical social issues, with a focus on education and domestic violence prevention. In 2010, the foundation awarded nearly $67 million to nonprofit agencies in the U.S. and abroad. Through Verizon Volunteers, one of the nation’s largest employee volunteer programs, Verizon employees and retirees have volunteered nearly 6 million hours of community service since 2000. For more information on the foundation, visitwww.verizonfoundation.org(link is external) .Verizon Communications Inc. (NYSE, NASDAQ: VZ), headquartered in New York, is a global leader in delivering broadband and other wireless and wireline communications services to consumer, business, government and wholesale customers.  Verizon Wireless operates America’s most reliable wireless network, with more than 106 million total connections nationwide.  Verizon also provides converged communications, information and entertainment services over America’s most advanced fiber-optic network, and delivers integrated business solutions to customers in more than 150 countries, including all of the Fortune 500.  A Dow 30 company, Verizon employs a diverse workforce of nearly 196,000 and last year generated consolidated revenues of $106.6 billion.  For more information, visit www.verizon.com(link is external) .VERIZON’S ONLINE NEWS CENTER: Verizon news releases, executive speeches and biographies, media contacts, high-quality video and images, and other information are available at Verizon’s News Center on the World Wide Web at www.verizon.com/news(link is external).  To receive news releases by email, visit the News Center and register for customized automatic delivery of Verizon news releases.SOURCE Verizon NEW YORK, Sept. 8, 2011 /PRNewswire/ —last_img read more

Hempstead Man Shot by Cops Charged With Woman’s Murder

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A Hempstead man has been accused of killing a woman after he was wounded in a shootout with police officers on Thursday afternoon.Hempstead village police officers responded to a call of a domestic disturbance at a Roosevelt Street home when Leonard Reed started shooting at the officers at 1:33 p.m., police said.The officers returned fire, shot the 45-year-old alleged gunman and took him to Nassau University Medical Center for treatment of non-life threatening gunshots wounds, police said.The officers were not injured, but they found a 42-year-old woman with multiple gunshot and stab wounds dead on the kitchen floor and a 26-year-old woman suffering from a gunshot wound to the chest, police said.The surviving woman was also hospitalized for treatment of a non-life threatening injuries. Police did not release the victims’ names.Homicide Squad detectives charged Reed with second-degree murder. He will be arraigned at the hospital.last_img read more

You’ve got data… Put it to work!

first_imgPush communications to members.In many ways, your business has always been about convenience – one of the key success factors of member service. And today, that means pushing information out to members rather than simply trying to pull them to your site. One of the best ways to do this is via mobile – especially when targeting sought-after Gen X and millennial consumers. Whether you have an abundance of member data or limited records, technology is available to let you create campaigns, triggers or events designed to reach your members using mobile devices. If your resources or expertise to do this is limited, seek the help of a high-quality outside provider.Fruits of your laborIncorporating your data with mobile communications and marketing strategies presents enormous possibilities for financial institutions. With current technologies, you can more easily solve gaps in member communication and member engagement – both critical to your credit union’s growth and success.Today, addressing member expectations means connecting with them where, when and how they want … and more often than not, that’s via SMS on mobile devices. Build an omnichannel communication networkThis is often an area of disconnect between consumers and the companies with which they do business. More of your members are expecting all of your touch points – in-branch, website, call center, email, mobile, social – to be consistent in message, look-and-feel and ease of use; and too many companies aren’t keeping pace. Members want to move easily between these channels for the ultimate convenience. Staying competitive and retaining members means maximizing data and current technologies, engaging IT and marketing staff, and training front-line personnel. As highly trusted institutions, credit unions have access to copious amounts of member data. And given the changing dynamics of modern-day consumers – namely, their preference for personalization, speed and online/mobile capabilities – this data can help solidify member relationships and strengthen member service.A slew of 2014 surveys show the importance of incorporating data to improve the customer experience and meet customers’ expectations. Here are some of the findings:Most consumers expect their financial institutions to link all communication together in real time, across all channels, according to research by Avaya, a global communications solutions firm. Focusing on both customer service (beyond a strong mix of products) and customized banking are critical factors for success, per the annual global consumer banking survey by EY, a provider of assurance, tax, transaction and advisory services. Many mid-size banks miss the customer satisfaction mark by failing to meet consumers’ needs for online, mobile and problem resolution, as found in JD Power’s Retail Banking Satisfaction Survey.No doubt, there are real opportunities to put your data to work … but how?A little elbow greaseIn our work with credit unions to build and enhance their digital relationships, DigitalMailer suggests several data-driven communication strategies. These efforts have proven to be successful, and in many instances, can be implemented using our data-mining and onboarding systems combined with a credit union’s existing technology already in place.Create an SMS platformTo most effectively reach the “always on the go” consumer, SMS – or text messaging – is not only among the most efficient communication tools, it may be most preferred. Our experience has shown members will welcome SMS notices and messages from your credit union – if you ask for and follow their preferences regarding message types and frequency. It’s also important to create a system to collect mobile numbers and update the database regularly. 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jesse Boyer Web: https://www.nihfcu.org Details Make it personal.If you’re not yet communicating on a one-to-one level, make it a priority. Nowadays, new technologies let credit unions interact much more personally – pushing aside the old scatter gun tactics. Using digital tools, data-mining programs and variable-field capabilities (either in house or through a service provider), you can access the information needed to deliver relevant and useful information to members, tied to their specific needs and interests. And better yet, members expect this personal touch.last_img read more

How COVID- 19 has impacted mental health spending

first_img continue reading » There’s no way around it—2020 has been a stressful year. Between increased health anxieties over the global coronavirus pandemic, adjusting to shelter-in-place orders, transitioning to work-from-home and learning to navigate remote learning while schools are shut down, major civil rights protests, and an uncertain economic future, it’s no wonder that Americans’ mental health is suffering.Elinore McCance-Katz, the assistant secretary for mental health and substance abuse at the Department of Health and Human Services, stated that, “We’re quite concerned with what we’re learning from the field, what’s going on in communities that have been under stay-at-home orders. There are situations in which people have lost employment. They’ve lost their jobs, the structure to their lives. This puts them in a position where they have a lot of time on their hands, stress, anxiety, and boredom.”Health experts and social workers across the country worry about how Covid-19 disruptions will impact risk factors for deaths of despair, including increased anxiety, unemployment, and lack of community connections amid social distancing guidelines.It is a well-known fact that satisfied and happy workers provide better customer service and are more productive each day, leading to a 12% spike in productivity for your business and higher profits, according to a recent study at the University of Warwick. According to Shawn Anchor, author of The Happiness Advantage, the brain works more effectively when a person is feeling positive and is more creative, adopting better problem solving skills with this positive mindset. In this blog post, we’ll discuss how the mental health industry has responded to coronavirus disruptions by shifting from in-person visits to offering broader telehealth and telemedicine services. We’ll also give you some tips for how you can best support your employees’ mental health through difficult times. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

When The Public Funds Sports Stadiums, Fans Win, Taxpayers Lose

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York View image | gettyimages.com When the Cubs made the final out last week in Chicago, long-suffering Mets fans back home were ecstatic. The line for Modell’s Sporting Goods in Plainview stretched across the shopping center parking lot as people waited after midnight for the chance to commemorate the newly won National League pennant by buying an official baseball hat for $35 or a jersey for $110—a World Series patch raised the retail price an additional $15.Sports always have an interesting effect on people’s judgment. All one has to do is look at Mineola’s efforts to convince themselves that the New York Islanders will come back. Whether it’s a local government financing a $900 million stadium or fans buying hundreds of dollars of souvenir memorabilia, professional athletics have a funny way of convincing people to spend their money when they know they’re getting hosed.The Mets, for this season at least, are New York’s team. So goes the fortunes of ball clubs: when you’re on top, you’re the king. When you lose, fans want to throw the bums out and bring in new blood. Somewhere, Yankees fans are counting their 27 championship rings while they wait for next season.This passion for the home team runs deep – local sports franchises know it, as do the municipal governments that house these teams. The logic is that voters love their teams – and any politician who loses a franchise will rue the day the club packs their bags and leaves town. It is with this knowledge that sports organizations negotiate for new stadiums, arenas and ball parks.Trying to cater to professional teams isn’t exclusive to Mineola, for even relatively level-headed policymakers succumb to sports madness. Before leaving office in 2002, Mayor Rudy Giuliani doggedly tried to push through a flawed $1.6 billion plan for two new stadiums in New York City. The New York Times editorial board said the mayor’s emotional attachment to baseball had “warped his judgment.” The proposal was axed by Mayor Michael Bloomberg, who eventually floated his own eventually successful proposals to replace both aging venues.Locations for a new Yankee Stadium were debated, but the site selection for Shea’s replacement was easy for the Mets. They could build their new monument to America’s pastime in as much of a convenient spot as you can get: the parking lot next to their existing stadium.Both New York complexes have transit and highway options, which helps determine the geographic concentration of fandom. The better the access, the more fans see baseball—an asset for any team to get people to the game, and revenue into their coffers.Source: NYC IBOThe access theory holds, because the New York demographics of New York fandom tell who, exactly, these stadiums cater to. In a 1998 report by the city’s Independent Budget Office, the authors “attended games at each stadium and asked about 1,000 attendees at each game for their zip codes.”  The breakdown is a bit enlightening:Not surprisingly, Long Island was the principal home of Mets fans for those particular games, while the Yankees can thank New Jersey and Manhattan for the fannies filling their stands, thus lending merit to the argument that easier access can drive fandom.The geographic trends found in IBO’s 1998 report were further supported from more recent (and comprehensive) data released by Facebook in 2014, which measured MLB fandom by the number of people’s LIKES on each team’s page. While the Mets are the talk of the town these days, the disparity between Facebook users who showed a preference for the Yankees outnumbered those who liked the Mets almost 3 to 1.As the Times wrote in their data analysis: “The Yankees are the preferred team everywhere in New York City, and nearly everywhere in the U.S. over the Mets (in more than 98 percent of ZIP codes nationwide).”What all this data means is that stadium policy doesn’t necessarily cater to the residents that city officials and sports teams always assume it does, nor do the suggested economics bring in the out-of-region revenue assumed. Sports franchises always state that these stadiums will benefit their particular city itself, when in reality, wealthier suburbanites reap the benefits of the increased transit availability and associated stadium amenities.While detailed analysis has been conducted by IBO concerning both the economics of Citi Field and the new Yankee Stadium, the findings are almost the same: “…findings from econometric studies across the nation consistently agree: taken together, baseball teams and stadiums do not spur economic growth in a metropolitan area.” While IBO found that stadiums aren’t the economic powerhouses they are touted to be, the group did mention that integrating restaurants and retail into stadium neighborhoods would have a positive fiscal impact. Only a comprehensive approach to development would extract the maximum economic potential of a newly constructed stadium. Smart development in these areas would not only keep visitors in the area longer on game day, but during the offseason as well.If executed correctly, these areas could help bolster the ball parks in order to bring newfound economic prosperity. But it’s an uphill battle, whose odds of successful implementation hinge on the strength of the regional economy. The problem, of course, is one of coordination. How would a development at Willets Point interact with one of the many projects being built in Nassau or Suffolk County?As Long Islanders and Queens residents pour into Citi Field to watch the Mets take on the Royals, city officials should understand that the economics of sports isn’t always a home run. After the city invests hundreds of millions of dollars into the Bronx and Queens for improved transit access, demolition of both old stadiums, the foundations of the new ball parks, and in the case of Yankee Stadium, relocation of displaced parkland, is it worth it for the typical New York City resident?To the thousands of suburbanites who fill the stands, and afterwards leave the area by car or train, it doesn’t matter, for they reaped the benefits of that sizeable public investment…all while wearing a $35 hat.Rich Murdocco writes about Long Island’s land use and real estate development issues. He received his Master’s in Public Policy at Stony Brook University, where he studied regional planning under Dr. Lee Koppelman, Long Island’s veteran master planner. Murdocco is a regular contributor to the Long Island Press. More of his views can be found on www.TheFoggiestIdea.org or follow him on Twitter @TheFoggiestIdea.last_img read more

How the passion for fashion inspires fashion-conscious travelers from Croatia

first_imgTravel and fashion are a perfect combination and almost half of passengers from Croatia agree that it is extremely important to present themselves in the best edition (48%) on the trip. Whether the emphasis is on functionality or fashion, holiday clothing is an important part of every trip, from planning and packaging to the trip itself, according to research data booking.com conducted by the company among 21.500 global travelers from 29 countries, including respondents from Croatia, Research reveals how fashion affects travel and self-esteem, as well as fashion choices, not only during travel but also after returning home.Vacation is a time during which we leave worries at home, move away from all difficulties and leave ourselves to a completely new environment. Therefore, it is not surprising that one in four (27%) passengers from Croatia feel more confident when traveling than at home. Travel clothes play a very important role, with one in three travelers from Croatia considering their holiday clothes a secret for self-confidence during the trip (29%).The survey data also reveal that the main reason for self-confidence for travelers from Croatia is staying with people they feel comfortable with, such as friends and family (72%). On the other hand, poor clothing choices can destroy travelers ’self-confidence, with one of the main reasons travelers feel a lack of self-confidence while traveling being the fact that they have chosen clothes that are more functional and less in line with fashion trends.In addition to self-confidence, choosing clothes for the trip can affect the everyday mood on the trip itself. When asked how the choice of dressing style affects us, the three main emotions that travelers from Croatia mentioned were comfort (64%), relaxation (64%) and freedom (57%). Moreover, the data indicate that the influence of fashion style lasts much longer than the trip itself, with almost half of travelers from Croatia (47%) being inspired to change their own style after returning home.Every trip is often preceded by a very stressful preparation that includes research, planning and packaging. Almost half of passengers from Croatia agree that it is extremely important that they look great on a trip (48%). The same goes for the best clothing combination for photos with the aim of posting on social networks (28%). In fact, one in 10 (9%) travelers from Croatia is so focused on their appearance while traveling that they would rather spend money on a new piece of clothing than on an activity.When planning what to wear on a trip, travelers from Croatia mostly find inspiration in friends (71%), family members (62%), on TV programs (40%) and in fashion and style influencers (28%), asking for advice on it which should by no means be left out of such an important suitcase with travel clothes.But there are also some aspects of travel that can spur a real stylistic revolution: A little healthy competition can serve as an incentive to dress better because one in five passengers from Croatia (18%) has a desire to dress better than a passenger, which can affect what they pack.Popular fashion designer and Booking.com ambassador, Christian Cowan, he points out if it is not at all strange that we want to wear everything we see on vacation even when we are at home. ” While at home, we get used to a certain way of dressing, but on the trip, our horizons expand and we are open to new possibilities when it comes to fashion style, materials and colors. Locals are the best source of inspiration. Discovering local fashion styles and taking on a new look after returning home makes us feel like a new person, whether it’s just a new hairstyle, a clothing combination with slightly bolder colors or a scarf with some striking local motif.”Travel outside your own comfort zoneWhen it comes to style, travelers are not afraid to step out of their comfort zone while on a trip, to try on new and different clothing combinations that reveal hidden personality elements. One in five (16%) passengers from Croatia says that their travel clothes are brighter and more colorful than everyday clothes, and more than a quarter of passengers from Croatia (26%) opt for slightly bolder travel combinations. A smaller proportion of passengers from Croatia (16%) say they are more booked or withdrawn on a trip. Travel also reveals styles that are worn only on the trip, but not at home:”Traveling is an ideal time to experiment with new fashion styles because the environment often allows you to be bold and adventurous when it comes to lettering, textures and accessories. Take the perfect opportunity and try on some clothing combination that you would never wear at home, whether it is due to a different culture or climatic conditions. When it comes to fashion style I have only one piece of advice: be bold or don’t even try!”Concluded Christian Cowan.last_img read more

CEO: TEN Well Positioned for Market Upturn with 65-Strong Fleet

first_imgDespite a difficult tanker market Greek tanker shipping company Tsakos Energy Navigation (TEN) ended the year in the black with a net income of USD 20.4 million.However, the full-year profit is halved when compared to 2016 when TEN’s net income stood at USD 55.7 million.Gross revenue amounted to USD 529.2 million, a 9.8 pct increase over 2016, due to the increase of the fleet by seven new vessels on long-term contracts.During the fourth quarter, net income came at USD 2.7 million while gross revenues reached USD 134.5 million, a 2.9 pct increase year-on-year.During the quarter, the vessels on time charter contracts generated USD 90.5 million gross revenue, enough to cover all the operating, overhead and finance costs of the whole fleet, while vessels on spot charters contributed an additional USD 21 million of revenue, TEN said.“As we enter our 25th year, we are proud to report profits in such a challenging environment. TEN’s tried and tested strategy of providing downside protection while allowing for the flexibility to capture rate hikes, has proved effective once again. The markets are gradually positioning for an upturn and TEN is well placed to reap those rewards as they will occur,” Nikolas P. Tsakos, President and CEO of TEN, commented.2018 started with TEN operating the largest fleet in its 25-year history, 77 pct of which secured contracts averaging 2.7 years with minimum secured revenues of USD 1.3 billion, TEN said.Namely, in the fourth quarter of the year, the company completed its 15-vessel newbuilding program. The tanker owner also sold two 2005-built Suezmax tankers through a sale and leaseback transaction generating USD 15.6 million of free cash.TEN’s fleet currently stands at 65 ships, of which 47 vessels trade in crude, 13 in products, three are shuttle tankers and two are LNG carriers.last_img read more